2012 interest rate forecast for credit cards

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2012 interest rate forecast for credit cards

Monday, 30 January 2012 16:31

By Janna Herron

The best advice is to shop around because credit card APRs can vary by issuer, says Doug Miller, senior analyst for banking and credit cards at financial market research firm Corporate Insight.

And if you're in the market for an airline card, be prepared for a high APR, Miller says.

"In general, the only cards that tend to have higher interest rates are airline cards," he says, "because they continue to be in demand, and issuers can charge over the in-house traditional rate."

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